Welcome to PPS Mutual
PPS Mutual is a member-owned life insurer specialising in the professional market.
We’re here for professionals, such as doctors, lawyers, engineers, and other qualified experts – people with demanding careers and unique risk characteristics. We understand the needs of the professional market and our products are designed to reflect the way professionals work, live and plan for the future.
We’re New Zealand owned and operated, backed by over 80 years of global experience through the PPS Group in South Africa. And because we’re a mutual, we share our financial success directly with our members through our unique Profit Share Benefit.
When it comes to making important financial decisions, we believe in the value of high-quality independent advice. That’s why you can only access a PPS Mutual insurance policy through a select group of accredited independent financial advisers.
If you’d like to find out whether PPS Mutual is right for you, please get in touch and we’ll connect you with one of our accredited advisers.
Purpose-built for professionals
PPS Group has been insuring professionals for over 80 years. It’s a segment of the market that we know well and are uniquely positioned to serve through tailored products, specialist underwriting expertise, and personal service experience.
With a proposition focused on protecting professionals like you, you can feel confident knowing you’re sharing risk with like-minded individuals.
We’re for professionals – like you.
Mutuality is the best policy
PPS operates as a network of mutual insurers across South Africa, Namibia, Australia, and New Zealand. PPS Mutual New Zealand is ultimately owned by the Professional Provident Society New Zealand Trust (PPS NZ Trust) for the benefit of members rather than external shareholders. This means we exist for a single purpose – to serve members and their associates.
Our members can take comfort that all PPS Mutual staff are based in New Zealand and every decision is made considering the best interests of New Zealand members, with a local management and independent board.
This is a model built on mutuality – where real value is created together.
It pays to be a member
Unlike most life insurers, PPS Mutual is owned by its members, who share in the financial success of the business through the Profit Share Benefit. Each year, members may receive an allocation to their Profit Share Benefit based on the performance and capital needs of the PPS Mutual business.
Believe success is best when shared? The feeling is mutual.
